Random Ramblings

Chasing returns is a good goal, but ... Are you underestimating the inherent risks while chasing lofty goals like - 18 percent annualized returns via equities? Or doubling your property worth in 5 years via real estate? Or hoping to double your money via cryptocurreny? Are you someone who looks at fixed returns instruments like FD/ PPF etc as something that is for losers? Well, I am no one so say which asset class will give what returns (except fixed returns instruments) but when you are "sold" something with a "grantee" of "assured" x% returns, do you see the risks? Or is seeing risks is for the boring or losers or unexciting people? When you are chasing 15  percent returns via equities, do you understand that there may be times when the returns may be higher but there may be times when returns may be lower, or even negatives. Historically it has always been good and will hopefully continue to be, but are you so over-enthusiastic that you e