Random Ramblings

Of late, I have been observing people around and specifically trying to understand their attitude towards personal finance. And during several of several such observations, I have realized that there are a lot of things that people are probably not doing right. While everyone has his or her own priorities while planning for personal finance and chasing goals or things in life, here are some of my observations about some of the possible flaws and incorrect assumptions made by people.  1. Assuming that stock markets give almost assured returns  While historically markets have given good returns over long run & will probably continue to do so in future, the returns are not "assured" . So a person selling you mutual funds saying that it gives 15% annual returns is intentionally or unintentionally misleading. Markets may give you 15% annual returns. Or even 25%. Or even 10%. Or even no returns at all. Probably, the recent rally in markets has made people to assume and sal

Between hope and despair, I lie somewhere. The path in between, Has caught me unaware. Between utopia and indifference, Between nonchalance and reverence, I see and try to, Make some sense. And at a distance, I see a shining light, It sometimes fades away, And is sometimes bright. I talk to myself, Is it the destination. Or maybe it is just A figment of my imagination. I wish one day, Deep inside me, The dichotomies will die, And I'll let it be ...

He was a magician. But he was insane. At least, this is what the world said. He woke up people from their graves. This was not acceptable to the society. So they shunned him and sent him to a remote cold land, where there was nothing but ice. And maybe, some oilfields underneath which some company would have exploited. He chanted his magic chant again. And the magic wand worked again. And the dinosaur woke up from the dead. Where it was buried eons ago. Like a Frankenstein monster, the dinosaur killed him instantly. But he had a hearty laugh in the end.