Any one with even an iota of interest in personal finance & its workings would probably know that credit card debts and personal loans are usually the worst kinds of debt traps that you can fall into. Yet many people fall into that trap again and again. Many people do come out of it eventually but some don't & this becomes a part of their "lifestyle". That you are eventually paying much more than you need to, if you default on credit card payments intentionally or unintentionally (probably @ 36 % per annum or something similar) or take a personal loan (say, @ 12% per annum or so) is not hard to fathom. However behind these numbers, there may be even a deeper story - that usually that of not having control over expenses or not having created a buffer amount. While there may be some pressing need like unplanned or recurring medical expenses which fuels sudden demand of money or an unexpected job loss, in many other cases this need may be fueled by lack of plani...
I write little bit about miscellaneous topics. Ranging from personal finance to short stories to poems to random musings!
Wow!! New look, a new book!!
ReplyDeleteWas I gone for that long? :)
Anyways, congrats on ur book. Must feel great :)
Dhanyawaad :)
ReplyDeleteHope you pick up some 8-10 copies or so :)
The (w)riter Rathi....
ReplyDeleteI am proud of you dude :)
Seems like bad days ahead for Chetan Bhagat
What the hell rathi, ye kab hua? Congrats :)
ReplyDeleteThanks Vishal & Saurabh ... Will keep posted ... Maybe, 1-2 weeks from now it will be out!
ReplyDeletethis will be a revolution in the writing industry ...and movies too :)
ReplyDelete@marathe - hopefully :)
ReplyDelete