You can also read this on BeingFinWise ___ As the new year begins, I wish everyone a very Happy New Year. I am hoping that this year, I'll make better financial decisions & hopefully people reading this will also do so. One good first step can be to avoid making bad financial decisions and keep improvising. Here are some financial mistakes one can do well to avoid in 2019 (in no particular order): Spending more than what you earn. ( Rule # 1 of personal finance !) Not investing the saved money, and letting it be idle in savings bank account or worse, as physical cash. Taking debt like personal loans or keeping credit card outstanding - consequently unsustainably living in present with your expected future income. (with an inflated cost, thanks to high interest rate!) Leveraging/ borrowing for speculating (speculations often masquerading as investments, e.g. speculating in stocks, or worse, derivatives, crypto currencies etc.) Not having...
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