Should you save money or should you live life king size and enjoy your life - is one of the perennial question about people who are interested in doing a bit of financial planning. (Of course, the question doesn't arise if you don't do financial planning at all - you'll, in all probability chose the latter). Taking a step back, one needs to understand what is meant by "living life king size" in the above? Rather than going into an attempt to give a standard definition, I'll try to pose scenarios - Do you always want the latest model of iPhone? And the iPad? And you are willing to consider buying an Apple Watch also? Your car needs an upgrade every few years? From an Alto to i10 to Honda City to (hopefully!) CRV in few years. For you affordability of things means easy access to EMIs? You want to keep upgrading something or the other in your house every few months - One year it may be the cupboards, the other year it may be the sofas, and the next year
I write little bit about miscellaneous topics. Ranging from personal finance to short stories to poems to random musings!