Any one with even an iota of interest in personal finance & its workings would probably know that credit card debts and personal loans are usually the worst kinds of debt traps that you can fall into. Yet many people fall into that trap again and again. Many people do come out of it eventually but some don't & this becomes a part of their "lifestyle". That you are eventually paying much more than you need to, if you default on credit card payments intentionally or unintentionally (probably @ 36 % per annum or something similar) or take a personal loan (say, @ 12% per annum or so) is not hard to fathom. However behind these numbers, there may be even a deeper story - that usually that of not having control over expenses or not having created a buffer amount. While there may be some pressing need like unplanned or recurring medical expenses which fuels sudden demand of money or an unexpected job loss, in many other cases this need may be fueled by lack of plani...
I write little bit about miscellaneous topics. Ranging from personal finance to short stories to poems to random musings!
Bloody awesome!!
ReplyDeleteSexy snaps!
ReplyDeleteGr88 pics :-) majestic serenity unleashed!!!
ReplyDeleteRathi ka phodna jari hai......
ReplyDeleteReally Kool pics
Nice pics!
ReplyDeleteP.S. I left few comments of ur posts..didnt get any reply? U dont reply to comments?
@ Dopes
ReplyDelete@ Poonam
@ Aditya
@ Vishal
Thanks
@Reema
Thanks.
Sorry ... Didn't notice ur comments in the blog earlier. Saw them just now!
I do reply to comments, and more so to comments from first time visitors to this blog :)
Somehow, I didn't take a notice of your comments (I was out of town when they were posted ... to be precise, I was busy clicking these pics during trip to Himalayas)
So I missed it somehow!
Awesome pictures!thanks for sharing.
ReplyDeleteMind boggling!!!!!
ReplyDeleteReally loved the pics... infact feel like leaving my job right now and run off to the mountais !!
ReplyDeletegrt work! :-)
Those are some beautiful photos! what time of the year is it?
ReplyDelete